Testimonials
From the ideas explored in The Fault Lines of Finance to the conversations sparked through speaking and the practical insights gained through training, Philippa Hann and Dr Moira Somers are making an impact across the world of finance. Here’s what people have to say about their work.
Ian Beestin
Co-founder
FCX Technologies
“It’s rare that I feel inspired to write a blog after hearing someone speak. Philippa is one of those rare people.”
Ruth Sturkey
Founder of The Red House Financial Planning and Financial Planner Coach
“I have watched and listened to Philippa speak for many years on a variety of financial planning stages, honing her skills over time. She is a thorough professional. Calm, considered, always adding value. She knows it is a privilege to speak to an audience who are giving up their valuable time to listen. She takes that responsibility seriously; her content and delivery never disappoints.”
Katie Seay CFP®
President & Director of Wealth Management | The Trust Company
"Philippa makes ethics practical, relevant, and engaging through real-world examples and actionable insights. Her ability to connect ethical principles to the realities of leadership and decision-making leaves audiences better equipped to navigate the choices they face every day."
Kelly Paxton
Certified Fraud Examiner
and Fraud Consultant
"Most people, especially newer employees in the financial services industry, think it can never happen to them. Good people can make bad decisions just as bad people can make good decisions. This book should be required reading. It is well researched and filled with excellent examples of how easily things can change."
Caroline Rainbird
Ex-CEO of the UK Financial Services Compensation Scheme
"Insightful and accessible with compelling examples, this book reminds us that ethical failures are often gradual and preventable. It challenges professionals to move beyond box-ticking compliance toward a culture where integrity is actively upheld. This book is a thoughtful, incisive and highly relevant contribution to the ethics of modern finance."
Benjamin Felix
Chief Investment Officer, Portfolio Manager, PWL Capital Inc.
"The Fault Lines of Finance draws on behavioural economics, psychology, and hard-earned experience to make the case that financial misconduct is rarely intentionally malicious; it’s a symptom of poorly designed systems. This is a practically useful book for anyone who wants to 'do the right thing' in their financial services career."
Saundra Davis
MSFP, Director of Financial
Planning Programs,
Golden Gate University
"Ethics continuing education has a reputation problem, and honestly, it’s earned. The requirements to maintain our credentials are often dry, repetitive, and heavy on restating what feels like common sense. But here’s the truth: ethical choices in financial services are rarely obvious. This book gets that, and it cuts to the heart of what it actually means to be a financial professional.
What sets it apart is the storytelling. The authors don’t lecture. They navigate these dilemmas with respect and grace, drawing you into scenarios rather than talking at you. It’s the kind of resource I wish every financial professional would read – not because they have to for their CE credits, but because it will make them better at the work that matters."
Susan K Bradley CFP®, CeFT®
Founder of the Sudden Money Institute and Financial Transitions Institute
"This book is a beacon of light, illuminating unseen risks and helping us see and avoid the dangers of not living up to our commitments as trusted advisers. It should be required reading for everyone in financial advice-giving professions, especially those working with clients facing major life transitions.
The authors go beyond simply naming what is wrong; they offer clear solutions and actionable steps that individual advisers can put into practice.
For such a heavy topic, it is an easy and engaging read. The authors bring deep expertise and experience, and they tell compelling stories."
Brett Davidson
Founder FP Advance
"In 35 years working with financial professionals, I’ve learned that serious misconduct rarely starts with bad people. It starts with a small compromise – a decision made under pressure and justified in the moment – and then momentum quietly takes over.
The Fault Lines of Finance brings this uncomfortable reality to life through real cases that feel recognizable to anyone in the profession. Its real value lies in showing how ordinary, well-intentioned professionals can drift into situations they would once have thought impossible – and, importantly, how to recognize the warning signs early enough to avoid them.
This is not a book about blame; it’s a book about awareness and prevention. For anyone beginning a career in financial services, and for those responsible for guiding them, it should be considered essential reading."